End-User License Agreement

Effective Date: March 1, 2025  ·  Last Updated: March 4, 2026

This End-User License Agreement ("Agreement") is a legal agreement between you ("User," "you," or "your") and Movira Payments, LLC ("Movira," "we," "us," or "our") governing your access to and use of the Movira accounts-payable and payment platform, including all associated software, APIs, and services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by this Agreement. If you do not agree, do not use the Service.

1. License Grant

Subject to the terms of this Agreement and timely payment of any applicable fees, Movira grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service solely for your internal business operations.

2. Restrictions

You may not:

3. Account Registration

You must provide accurate, current, and complete information when creating an account. You are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account. Notify us immediately at support@movirapayments.com if you suspect unauthorized use.

4. QuickBooks Online Integration

The Service integrates with Intuit QuickBooks Online ("QBO") via Intuit's OAuth 2.0 API. By connecting your QBO account you authorize Movira to access your QBO accounting data (vendors, bills, payments) solely to provide the sync features described in the Service. Movira does not store your Intuit credentials. Your use of QBO is also governed by Intuit's own terms of service.

5. Payment Processing

The Service facilitates ACH and card payment processing through third-party processors (including Dwolla and NMI). You are responsible for ensuring all payments are authorized by the appropriate parties within your organization. Movira is not liable for unauthorized payments initiated through your account.

6. Fees and Billing

Use of the Service may be subject to fees as described in your subscription plan or order form. All fees are non-refundable unless otherwise stated in writing. Movira reserves the right to modify fees upon 30 days' notice.

7. Intellectual Property

The Service and all related technology, trademarks, and content are owned by Movira or its licensors. This Agreement does not transfer any ownership rights to you. You retain ownership of all data you submit to the Service ("Your Data").

8. Data and Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into this Agreement by reference. You represent that you have obtained all necessary consents to share Your Data with Movira as required to provide the Service.

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. MOVIRA DOES NOT WARRANT THAT THE SERVICE WILL BE ERROR-FREE OR UNINTERRUPTED.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MOVIRA'S TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING UNDER THIS AGREEMENT SHALL NOT EXCEED THE FEES PAID BY YOU IN THE THREE (3) MONTHS PRECEDING THE CLAIM. IN NO EVENT SHALL MOVIRA BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

11. Termination

Either party may terminate this Agreement at any time. Movira may suspend or terminate your access immediately if you breach this Agreement or if required by law. Upon termination, your license to use the Service ends and you must cease all use.

12. Dispute Resolution — Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

Any dispute, claim, or controversy arising out of or relating to this Agreement or the Service — including questions of validity, interpretation, enforcement, or breach — shall be resolved exclusively by binding arbitration on an individual basis, except as provided below.

Arbitration Process: Arbitration shall be conducted under the rules of the American Arbitration Association ("AAA") Commercial Arbitration Rules (available at www.adr.org). The arbitrator shall have exclusive authority to resolve all threshold issues, including disputes about the scope or enforceability of this clause. The arbitration award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

Seat & Venue: The arbitration shall take place in Bosque County, Texas. Any arbitration hearings shall be conducted in Bosque County, Texas, unless the parties mutually agree otherwise.

Class Action Waiver: You agree to resolve disputes with Movira on an individual basis only. You waive any right to bring or participate in a class action, collective action, or representative proceeding.

Exceptions: Either party may seek emergency injunctive or other equitable relief from a court of competent jurisdiction to prevent irreparable harm pending arbitration. Claims that cannot be arbitrated by law are excluded from this clause.

13. Governing Law & Courts

This Agreement is governed by the laws of the State of Texas, without regard to conflict-of-law principles. To the extent any matter is not subject to arbitration under Section 12, or for enforcement of an arbitration award, the parties irrevocably consent to the exclusive jurisdiction and venue of the state and federal courts located in Bosque County, Texas, and waive any objection to such venue.

14. Changes to This Agreement

Movira may update this Agreement from time to time. We will notify you by email or in-app notice at least 14 days before material changes take effect. Continued use of the Service after the effective date constitutes acceptance of the updated Agreement.

15. Contact

Questions about this Agreement? Contact us at legal@movirapayments.com or:
Movira Payments, LLC
movirapayments.com